Loan Package Planner & Readiness Scoreboard
Guided modules, AI document analysis, and a weighted readiness score aligned to SBA and commercial underwriting standards. Know before you apply whether you qualify for a commercial loan — or whether an alternative product fits better.
12 Modules · Scored to the SBA 5 C's
Every field you complete rolls up to a weighted readiness score. Personal credit is not a factor — business credit, cash flow, collateral, capital, conditions, and growth strategy are.
Loan Application
Commercial loan request — amount, structure, applicant info, and lender relationship.
Business Model
How the business creates, delivers, and captures value.
Executive Summary
The one-page narrative the underwriter reads first.
Background — Owners, Credit & Legal
Owner bios, industry experience, business credit score (Experian Business or other bureau), and legal disclosures. Personal credit is NOT scored.
Business Documents
Registration, tax, and insurance documents required by underwriters.
Legal Formation
Entity structure, formation documents, and governance.
Intellectual Property
Trademarks, patents, copyrights, and IP that may serve as collateral.
Financial Statements
3 years of P&L, balance sheet, cash flow, bank statements — AI analyzed on upload. Current reporting window: 1967, 1968, 1969 plus 1970 YTD.
Pitch Deck
Lender / investor presentation deck.
Use of Funds
Exact line-item breakdown of how loan proceeds will be deployed.
Collateral
Assets pledged to secure the loan.
Business Terms
Preferred loan structure, repayment schedule, and covenants.
Growth Plan
3-year projections, growth strategy, and repayment logic.
Ready to see your score?
Sign in to start your first application. Advisors and loan packagers can manage multiple applicants from a single dashboard.